PayPal Fee Calculator
Instantly calculate PayPal fees for UK domestic and international payments. Find out exactly how much you will receive, and how much to request so that you get your target amount after fees are deducted.
Frequently asked questions
How much does PayPal charge for UK business payments?
For UK domestic commercial transactions, PayPal charges 1.2% of the transaction amount plus a fixed fee of £0.30. For international payments received from outside the UK, the rate rises to 3.4% plus £0.30. Fees apply to commercial transactions — payments for goods and services. Personal payments between friends and family (funded by bank or PayPal balance) are typically free within the UK.
How do I avoid PayPal fees as a freelancer or small business?
The most effective alternative is to use a payment processor that integrates directly with your invoices, such as Stripe via InvoiceAdept. Stripe's standard UK rate is 1.5% + 20p for domestic cards, which is competitive with PayPal for most transaction sizes. Bank transfer (BACS or Faster Payments) remains fee-free and is worth encouraging for larger invoices. You can also pass fees to clients by requesting the grossed-up amount — this calculator shows you exactly what to request.
What is the difference between PayPal business and personal accounts?
A PayPal business account lets you accept card payments from customers who do not have PayPal, display a business name, and access advanced reporting. Personal accounts are for sending and receiving money from other PayPal users. If you are invoicing clients or selling goods and services, you should use a business account. Fees apply to commercial transactions on both account types when receiving payment for goods or services.
Related tools
Skip PayPal fees — accept card payments on invoices with InvoiceAdept
InvoiceAdept integrates directly with Stripe, letting your clients pay by card straight from their invoice. Competitive rates, no PayPal account required for your client, and payments land in your account automatically.
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